Simplifying buying, selling, and financing with expert local guidance you trust.
I know firsthand how overwhelming and frustrating it can be to purchase your first home. The confusion, the unanswered questions, and the endless back and forth between loan officers and agents who don’t communicate—it’s exhausting. I’ve experienced it all: the loan officers who don’t talk to agents, the agents who don’t respond on time or worse, get frustrated when you ask questions. It’s a mess, and it leaves you feeling lost and unsupported at a time when you need clarity and confidence the most.
That’s why I’m dedicated to changing the game with Sunset Lending and Realty. We’ve completely reimagined the home-buying process to eliminate all the common roadblocks and frustrations. Our team works together seamlessly, managing both your home buying and loan processes, so you never have to juggle different groups or feel like you’re on your own. Whether you’re buying your first home or navigating the complexities of mortgage options, I’ll make sure you get clear answers, consistent support, and guidance every step of the way. My mission is simple: to make your real estate journey as smooth, stress-free, and empowering as possible—from the very first step to the moment you turn the key to your new home. I’m here for you, and I will never let you feel lost in the process. This is your journey, and I’m here to ensure it’s a positive one.
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Our team provides clear, personalized advice to make your home buying and financing experience simple.
Get clear guidance on mortgages, home buying, and financing to make confident decisions every step.
Pre-approval is simple with our total concierge service. We take care of all aspects of your loan and real-estate. We will need to review your finances, income, credit score, debts, etc. and then we create a plan looking at what would be reasonable budget for purchasing a new home, as well as other costs to consider, so you can house hunt with confidence.
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Bank statements, W-2, tax returns, paychecks ID. If you are self-employed you will need bank statements, tax statements P/L statements, or other documents. We handle each case individually, and work with tough to finance cases.
We look at a lot of things when helping you decide which home price is right for you. You may hear terms like DTI (debt to income) ratio, that look at how much you owe monthly versus how much you make. Besides the mortgage other costs need to be factored in as well, property tax, home/hazard insurance, Private mortgage insurance if putting less than 20% down.
Determine your affordability, identify what key things you want in your house such as neighborhood, backyard, school district, bedrooms, bathrooms, etc. Next, work with your agent to see what is on the market, any trends in the market, or in your desired area, and start looking at places. The first two important steps are knowing what you can afford, and knowing what you want.
Typically buyers work with a bank or lender to get financing, and the agent helps find a home. We specialize in reducing the steps for buyers buy finding financing and a home. We work with wholesale lenders to get you the best rates possible, even with tough to finance situations. We participate in many Down Payment assistance programs. We take out the hard work so you can focus on getting through the process.
First you need to narrow down what your must haves are. Neighborhood, schools, beds and baths, lot size are all major factors. Rental rates in the area, house prices, neighborhood appreciation are all good items to review. I am here to help you review all your potential homes for key items.
